Terms & Conditions

Laabhya ("we", "us", "our") provides a software subscription for an options trading terminal, including paper trading, charts, journals, risk tools, and optional live-broker connectivity. We are based in Laabhya, Bangalore, India.

Laabhya is not a stock broker, investment adviser, portfolio manager, or exchange. We do not hold client funds or securities. Live orders (if enabled on your plan) are placed through third-party brokers you connect yourself.

By creating an account, signing in, or using laabhya.in / trade.laabhya.in (the "Service"), you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Service.

You must be at least 18 years old and legally able to enter a contract in India. You are responsible for complying with applicable securities and tax laws in your jurisdiction.

Access requires a Google sign-in. You are responsible for activity under your account and for keeping your credentials and broker API secrets secure. Notify us at hello@laabhya.in if you suspect unauthorized access.

Paid plans (for example Paper and Prime) grant time-limited access to features described on our pricing page. Fees are charged via our payment partner. Plan features, prices, and limits may change; we will update the pricing page for new purchases.

Free trials, if offered, are one-time and subject to the same Terms. Refund and cancellation rules are described in our Refund & Cancellation Policy.

Paper trading uses simulated capital and does not execute real trades. Live-broker features (on eligible plans) send instructions to brokers you authorize. Market data, fills, and broker APIs can fail or lag; you accept that risk.

Content, charts, indicators, journals, and risk tools are for education and workflow only. Nothing on the Service is investment, tax, or legal advice. Trading involves risk of loss, including loss of capital.

You agree not to:

• Abuse, reverse-engineer, or disrupt the Service
• Share your account or resell access without our written consent
• Use the Service for unlawful activity or market abuse
• Scrape or overload our APIs beyond normal product use

We may suspend or terminate accounts that violate these Terms.

The Service, branding, UI, and software are owned by Laabhya or its licensors. You receive a limited, non-exclusive, non-transferable license to use the Service during an active subscription.

The Service integrates Google authentication, payment gateways, brokers, market-data providers, charting libraries, and similar vendors. Their terms and privacy policies also apply. We are not responsible for third-party outages or policy changes.

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. We do not guarantee uninterrupted uptime, accurate market data, or profitable trading outcomes.

To the maximum extent permitted by law, Laabhya's total liability arising from the Service is limited to the fees you paid us for the subscription period in which the claim arose. We are not liable for indirect, incidental, consequential, or trading losses.

We may update these Terms by posting a revised version on this page with a new "Last updated" date. Continued use after changes means you accept the updated Terms.

Questions about these Terms: hello@laabhya.in or our Contact Us page.